Land Liability Insurance

Who is it for?

Land owners including:

• Land secured by electric gates - subject to the gates having been professionally installed and maintained
• Land used for car parks
• Land used for grazing - excluding damage caused by straying animals and excluding horses
• Land with play equipment situated on - subject to regular checks of the equipment
• Land with private garages on
• Private Roads
• Property Owners - subject to the conditions in relation to unoccupied properties being met
• Residents Associations

What does it cover?

It covers the land owners for all sums that they become legally liable to pay as damages including claimants' costs and expenses in respect of:

• Accidental injury to any person
• Accidental physical loss of or physical damage to property
• Obstruction, trespass, nuisance or interference with any right of way, air, light or water or other easement

Please note that if the land is being developed this policy does not provide any indemnity or benefit for any legal liability, directly or indirectly resulting from or in consequence of any demolition, building or construction works being undertaken on or around the Insured area of land as this responsibility lies with the contractor.